Birthdays have a funny way of sneaking up on us. You start the week thinking you have time, and suddenly you are hunting for the perfect gift that says, “I care” but not “I didn’t think this through.”
Perfumes fade. Gadgets get old. Transfers get spent. But what if your next birthday gift could grow in value instead of losing meaning?
That is where Gift A Yield comes in, an investment that keeps giving long after the candles go out.

Money Can Be Meaningful Too
For years, the default birthday gift has been something you can wrap, swipe, or deliver in a bow. But real thoughtfulness is about what lasts, not what trends.
Gift A Yield turns that idea into something tangible. Instead of giving money that disappears in a week, you give an investment that grows with time.
You can send it to a friend, a sibling, a colleague, or anyone you genuinely want to see do well. And the best part? You do not need to be a financial expert to make it special. You just pick an amount, gift it, and watch it grow on their behalf.
It is simple, thoughtful, and quietly powerful.

How It Works
You choose the amount you want to gift, and Credit Direct sets it up as a Yield investment plan in the recipient’s name. Both you and the receiver need to have a Yield account in order to enjoy the benefits of gifting an investment through Yield.
They receive it instantly and start earning interest right away, no long forms, no waiting period, no confusion.
You can even add a personal message to make it feel like the perfect mix of practical and personal. It is the kind of gift that says, “I believe in your future.”
Why It Stands Out
Everyone loves a gift that feels different. But Gift A Yield goes beyond being different; it is deeply intentional.
Here is why it stands out:
- It grows over time: The gift you send today continues to earn interest tomorrow.
- It fits everyone: Whether it is your friend turning 30 or your nephew starting university, growth is always in season.
- It is digital and instant: You can gift it from anywhere, anytime.
- It says more: It is not about how much you give but the meaning behind it.
Gift A Yield redefines generosity. It is no longer just about giving something nice; it is about giving something that keeps building value.

A Gift Story You Will Love
Picture this.
Your best friend turns 25. You want to get her something thoughtful, something that makes her smile now but still matters months later. You send her a Gift A Yield plan worth ₦50,000.
A few months later, she tells you, “You know that thing you sent me? It is still growing.”
That is when it hits you. You did not just give her a present. You gave her a head start.

How To Gift A Yield
To send a Gift A Yield, both you and the recipient need to have a Yield account. If you do not already have one, visit yield.creditdirect.ng to sign up in minutes.
- Once your account is set up, here is how to gift someone their own investment plan:
- Log in to your Yield account.
- Click the dropdown on your dashboard and select Fixed Yield.
- Tap Create Plan and choose For Someone Else.
- Enter the recipient’s BVN-registered phone number (This will only be possible if the recipient has a Yield account already).
- Name the plan, set the duration, and input your amount (minimum ₦50,000).
- Add a short note or message if you like, it makes the gift more personal.
- Proceed to pay and fund the Yield plan.
Once confirmed, the gift plan is instantly activated, and your recipient starts earning interest right away. It takes less than five minutes to send a gift that grows in value.
The best birthday gifts are not always the most expensive; they are the most thoughtful. Gift A Yield helps you give something that lasts, grows, and keeps reminding the person you care.
Because sometimes, the most powerful gift you can give is the one that keeps growing quietly, long after the celebration ends.




