Licensed by the Central Bank of Nigeria

The Business Account That Works As Hard As You Do

Receive payments. Move money at scale.
Grow what's left.
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Trusted by businesses you know

Why Businesses Love
Credit Direct Business

Instant Transfers: Send single or bulk payments to any bank, seamlessly.
Daily Returns (15% p.a.): Your idle business cash keeps growing in your wallet daily, even while you operate.
Fixed Term Investments (Up to 22% p.a.): Lock in higher returns on reserve funds, with flexible tenors from 30 to 365 days.
Bank-Grade Security: CBN-licensed platform with multi-layer protection for your business.
Automatic BNPL Payouts: Instant payouts from your BNPL sales with Credit Direct Checkout.
Dedicated Support: You get dedicated relationship managers available whenever you need help.
Create your account today

Earn More as your Business Grows

₦

15% per annum

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At Maturity, you'd have

₦5750000

₦0 earned in returns

In a bank, you’d have earned ₦0

Start growing your business funds today

Built For Businesses Like Yours

You deserve a growth partner, not just a bank.
Whether you handle 10 transactions or 10,000 daily, Credit Direct Business simplifies your operations and helps your money grow with you.
Sign up for Credit Direct Business

Sell more. Sell faster.Credit Direct Checkout.

50

%

Increase in Conversion Rates

50

%

Increase in Conversion Rates

20

%

Increase in Conversion Rates

25

%

Decrease in Customer Acquisition Cost

Everything you need to know about Credit Direct Business

What is Credit Direct Business?

Credit Direct Business is a financial management platform designed for SMEs.We offer seamless transactions to meet business needs, and competitive interest rates on the balance in your business wallet.

What kind of transactions can be done with a Credit Direct Business Account?
  • You can receive funds.
  • You can make single transfers.
  • You can make bulk transfers at once.
What do I need to create a Credit Direct Business Account?
  • You need the Email Address of the Business' Owner/Director
  • You need the BVN & NIN of the Business' Owner/Director
  • You need the CAC number of the Business
Do I need to Visit a physical branch to sign up?

Not at all! You can register online in minutes by clicking here

See more FAQS
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