Yield is an investment platform by Credit Direct that lets you earn up to 21% per annum on your money through four plans: Fixed Yield, Flex Yield, Target Yield, and Gift-A-Yield. It's available on the Credit Direct app and at yield.creditdirect.ng.
The minimum amount to start investing on Yield is ₦50,000.
With Fixed Yield, you can earn up to 21% per annum. You earn 15% per annum on Flex Yield and Target Yield.
On Flex Yield, yes: you can withdraw up to four times a month with no penalty; from the fifth withdrawal, that month's accrued interest is reduced by 20%. Fixed Yield stays locked for your chosen term, which is exactly why it earns the higher rate.
Yield is a product of Credit Direct Finance Company Limited, a member of FCMB Group, serving Nigerians since 2007.
Download the Credit Direct app, sign up in minutes, choose your Yield plan, and fund it. Your money starts earning from day one. Prefer the web? Sign up here: yield.creditdirect.ng.
Gift a Yield lets you create an investment plan for someone else, earning up to 21% per annum. The recipient doesn’t need to have the app before you can gift/her, and the minimum investment is ₦50,000.
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