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You are our call of duty.
To be eligible you must…
Frequently Asked Questions
1. Work with the Federal Paramilitary
2. Provide a passport photograph.
3. Staff identification card.
4. Bank Verification Number (BVN).
5. 3 Months Stamped Recent Bank Statement.
6. 1 recent Payslip
.7. Completed Loan Agreement Form (LAF) with properly executed terms and conditions overleaf.
Requirements for returning customers is as follows:
1. Completed Loan Agreement Form (LAF) with properly executed terms and conditions overleaf.
2. 1 recent pay-slip / 1 months Bank Statement
Top-up requirements:
1. Duly Completed LAF.
2. 1 recent pay-slip / 1 months Bank Statement
18 years & 1 year in service.
59 years (Paramilitary) & 34 years Length in Service.
Minimum amount is N20,000 while maximum amount you can access is N5,000,000 (higher amounts would require 2 MCC approval).
Yes, you must be a paid government worker in the paramiliatry or educational sector.
Yes, we require a Credit Check for our Paramilitary Loans
No, you can apply for a loan via:
1. Website – www.creditdirect.ng.
2. Visit to our office – 48/50, Isaac John Street, Ikeja GRA.
3. Dial USSD code – *5120#.
4. Telephone – 0700CREDITDIRECT, 020144822255. Whatsapp – 09070309430
4.35% Terms and conditions apply.
Yes, you can top-up your existing loan once you have made:
1. 2 months repayments on your existing 3 – 5 months loan,
2. 3 months repayment on your existing 6-8 months loan,
3. 4 months repayment on your existing 9 – 12 months loan and
4. 6 months repayment on any loan from 12 months and above.
You can contact any of our Direct Sales Executives or Walk into any of our branches.
No, you would be unable to change your repayment due date. You can send the Termination Letter to Contact@creditdirect.ng for further investigation and review on a possible Loan Restructuring or Payment Holiday/Deferment Pan.
You will get an SMS or Email confirming that the funds have been disbursed into your salary account. If funds are not credited to your account within 24hrs, please send an email to Contact@creditdirect.ng
Yes you can and the interest for the unused months would be waived off.
Our interest rate is computed on a flat rate basis and charged monthly.
There are no hidden charges, however, we only charge an upfront service fee which is a one-off payment before the loan is disbursed to your account.
Bank: FCMB
Account Name: CREDIT DIRECT LIMITED
Account No: 0238850014
Immediately
Yes, you can have multiple loans with Credit Direct, but you can’t have multiple Paramilitary loans with us.
Immediately
Yes, you can have multiple loans with Credit Direct, but you can’t have multiple Paramilitary loans with us.
Yes, but it has to be done immediately after your loan application or before disbursement is done.
Not to worry, a refund will be processed to your account in less than 24hours. You can also call 02014482225 or send an email to contact@creditdirect.ng.
Please send an email to contact@creditdirect.ng or call 02014482225 or chat us on WhatsApp on 09070309430.
There are no pre-liquidation charges
Please call the Contact Centre on 02014482225 or send us an email: contact@creditdirect.ng. You can also chat with us via our website: www.creditdirect.ng or via WhatsApp: 09070309430 (our business hours are from 8am to 5pm, Mondays through Fridays).
Paramilitary loans are loans that are given to members of any of the armed forces in Nigeria. These loans are typically aimed at helping them meet their needs as they serve the nation.
Some of the benefits of paramilitary loans include lower interest rates, longer repayment terms, and higher loan amounts. These loans can also be used to consolidate debt or pay for unexpected expenses.
To qualify for a paramilitary loan, you must be a member of any of the armed forces in Nigeria. You will also need to have a good credit score and a steady income.
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