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Download Creditdirect Mobile App
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Credit Direct at your Favourite stores
Join thousands of Nigerians shopping effortlessly with Credit Direct Checkout. Access over 1000 merchants, get credit of up to 1 million naira, and pay back in 6 monthly installments.
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4 EASY STEPS TO APPLY
What do you need to get approved to shop?
Active bank account
Helps assess your eligibility.
Active email address
To receive important updates.
BVN & BVN-registered phone number
For quick ID and OTP verification.
Active ATM Card
For easy down payment & future instalments.
How to Shop with Credit Direct Checkout
Get started by knowing how much shopping credit you're eligible for. Click here to check your limit.
Visit the merchant store or website to pick your product
Select your products and proceed to checkout.
Choose Credit Direct Checkout as your payment option.
Choose Credit Direct Checkout as your payment option.
Complete the quick verification to use your available credit for your purchase.