Getting a premium smartphone no longer has to drain your pocket. With the launch of the new VIVO Y21d series, packed with cutting-edge features at unbeatable price points, you can now own a powerful device without breaking the bank.

And here’s the game-changer: thanks to the VIVO × Credit Direct Checkout partnership, you can walk into a store, pick your Y21d, and take it home with just 20% downpayment — a first-of-its-kind offer that makes upgrading smarter, easier, and more affordable than ever.

Meet the VIVO Y21d — Built for Power, Priced for You

The new VIVO Y21d series landed in Nigeria with a strategic partnership with Credit Direct Checkout, bringing premium smartphone performance at prices designed to fit your budget. The VIVO Y21d comes in 2 colours (Coral Red & Jade Green) and three variants:

• Y21d (4GB RAM + 128GB Storage) - N199,800

• Y21d (6GB RAM +128GB Storage) - N219,800

• Y21d (6GB RAM + 256GB Storage) - N239,800

With these options, you can choose the perfect balance of memory, speed, and affordability.

But it’s not just about price. The Y21d packs a 6500mAh battery with 44W FlashCharge, a 6.68″ 120Hz display with dual stereo speakers, and a 50MP ultra HD camera with smart AI features. With its sleek quad-curved design, IP69+ durability, and long-lasting performance, it’s built to handle everyday life while keeping you connected in style.

Here’s How To Get Yours With A 20% Downpayment

With Credit Direct Checkout, shopping is now smarter and more flexible. For this special VIVO partnership, you only need to pay 20% down to walk away with your new Y21d — instead of the usual 30%. The balance can be spread conveniently across 1 to 6 months, giving you the freedom to enjoy your phone while paying in easy installments.

For example, the most affordable variant, the Y21d (4GB RAM + 128GB memory) priced at ₦199,800, can be yours with just ₦39,960 downpayment. The remaining ₦159,840 is paid back in flexible monthly installments.

Getting started is simple:

1. Click here to know how much shopping credit you’re eligible for

2. Visit participating SLOT, POINTEK, FINET, or 3C HUB physical stores on the Credit Direct Checkout Website.

3. Choose your preferred VIVO Y21d variant.

4. Choose Credit Direct Checkout as your payment option at the counter, and select your downpayment & repayment options with the payment link they will give you.

5. Take home your brand-new phone.

Don’t Miss Out — Upgrade Made Easy

This is the first time Credit Direct Checkout is offering a 20% downpayment option, making it easier for you to own a new premium smartphone without breaking the bank.

Buy the VIVO Y21d today and pay later with Credit Direct Checkout – No collateral required.

Get started by knowing your shopping limit

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