Fixed return investments can be confusing if you’re used to just stashing money away. Most Nigerians understand savings as a stash of money or the kolo boxes we used back in the day.

Fixed Yield is not that.

With Fixed Yield by Credit Direct, you lock your money in for a set period of time, and when you come back, there is more waiting for you. Not the same amount, more. That extra is your yield. Your return. Your reward for letting your money work while you go about your life.

We’ve explained exactly how it works in this one-minute video.

Most fixed return investments work the same way. Think of it like giving your most reliable friend ₦50,000 to hold for 12 months. Except this friend is special; when the time is up, they hand you back ₦50,000 plus everything your money earned while it sat with them.

With Yield by Credit Direct you earn up to 21% per annum. That’s predictable, steady growth that doesn’t need daily tracking or years of financial knowledge to understand.

It is one of the simplest ways to grow your money in Nigeria right now, and one of the most rewarding.

Here is the short version of what Fixed Yield is:

• You lock in your money for a set time
• You earn up to 21% per annum
• You watch your growth in real time on the Credit Direct app
• Your money is safe; Credit Direct is CBN-licensed

Still confused? Watch the video to understand how Fixed Yield works. It’s a clear, simple explanation that actually makes sense.

Ready to start? Download the Credit Direct app and create your Fixed Yield plan today.

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