You can tell the year is wrapping up.
The weather feels lighter, the playlists are changing, and that quiet buzz is back in the air.
You know what it means. Detty December is warming up.
Soon the invites will roll in, the group chats will come alive, and everyone will start chasing the perfect way to end the year.
But before the rush begins, there is something worth thinking about. Every December, we spend, gift, and celebrate, yet by January, most of it disappears with the glitter. What if this year’s gift could do more than make a moment? What if it could grow beyond the season?
That is the beauty of Gift A Yield, a way to give that celebrates now while building value for later.

The Gift That Outlasts The Wrapping
Imagine the look on your friend’s face when they realise their gift is not just another box under the tree but a plan that grows their money month after month.
That is the kind of joy that does not end on Christmas morning. It stays, earns, and keeps reminding them that someone thought of their future, not just their wishlist.
Whether you are gifting your parents, siblings, friends, or a colleague who has had your back all year, Gift A Yield makes every gesture count.
It is thoughtful, timeless, and made for the kind of people who know that the best gifts are the ones that keep giving.

The Spirit of Boxing Day
Boxing Day was never just about sales or leftovers. It started as a day to give back, a quiet thank you to those who made your year better.
So, what better way to live out that spirit than by gifting someone a head start for the new year?
A Gift A Yield plan lets your kindness stretch beyond December and turns Christmas giving into a lasting investment in someone’s tomorrow. That is generosity that keeps working even while the lights come down.

How To Gift A Yield
To send a Gift A Yield, both you and the receiver need to have a Yield account. If you both are yet to have, you can sign up easily and instantly at yield.creditdirect.ng
1. Once you are logged in to your Yield account:
2. Click the dropdown on your dashboard and select Fixed Yield.
3. Tap Create Plan and choose For Someone Else.
4. Enter the recipient’s BVN-registered phone number (Your receiver needs to have a Yield account to be gifted a Yield investment)
5. Name the plan, set the duration, and input your amount (minimum ₦50,000).
6. Add a short Christmas note.
7. Proceed to pay and fund the plan.
That is it. You have just gifted someone an investment that starts earning instantly.

The Best Gifts Do Not Expire
The tree will come down. The fireworks will come to an end. Even the songs will fade. But your gift can keep doing what Christmas was always meant to do; bring joy that lasts.
Gift A Yield is more than a festive gesture. It is a reminder that the season of giving can outlive the season itself.
So go ahead, make this year’s gift unforgettable. Because some gifts sparkle under the tree, and some others? They grow quietly in someone’s future.




