Samsung's budget A series covers a wider price gap than most buyers realize, and the A17, A07, and A20 sit at three different points on that scale. If you want the newest features and don't mind paying a bit more, the A17 is your pick. If you want a solid, current-generation phone at the lowest reasonable price, look at the A07, and if your budget is genuinely tight, the older but still widely available A20 remains one of the cheapest Samsung phones you can find in Nigeria today. 

Whichever one fits your pocket, you don't need the full amount upfront. Pay as low as 25% with Credit Direct Checkout and spread the rest over 6 months.  

Samsung Galaxy A17: The Newest of the Three

The A17 is Samsung's current top pick in the budget range, and it shows. It carries a 6.7 inch Super AMOLED display, a 50MP main camera with optical image stabilisation, a 5,000mAh battery, and Samsung's promise of 6 years of software updates, a rare commitment at this price point. 

The Samsung A17 price in Nigeria varies by RAM, storage, and whether you get the 4G or 5G variant. According to Kara, as of march 2026, it generally starts around ₦230,000 and climbs toward ₦370,000 for the higher RAM and storage configurations. If you want the most future-proof phone of the three and don't mind paying a bit more for it, this is the one. 

Samsung Galaxy A07: The Current Budget Standard 

The A07 is Samsung's entry point into current-generation hardware. It shares some DNA with the A17, a 6.7-inch display, a 50MP camera, and a large battery in the 5,000 to 6,000mAh range, but trims the AMOLED panel and OIS camera to hit a lower price. 

Pricing typically starts around ₦135,000 for the base 64GB configuration and rises to roughly ₦230,000 for higher RAM and storage or the 5G variant. For most everyday buyers who just want a reliable, current Samsung phone without paying for extras they won't use, the A07 hits that balance well. 

Samsung Galaxy A20: The Cheapest Samsung Option 

The A20 is an older model, first released back in 2019, but it is still widely sold across Nigerian phone markets and remains one of the cheapest ways to own a genuine Samsung device. It comes with a 6.4 inch Super AMOLED display, a 4,000mAh battery, and modest 3GB RAM with 32GB storage, specs that were mid-range in their time and are basic by today's standards. 

Because it is older stock, pricing sits well below the other two, generally somewhere between ₦110,000 and ₦170,000 depending on condition and where you buy it. If you are searching for a cheap Samsung phone on instalment and your budget is the deciding factor above everything else, the A20 is the most affordable route into the Samsung name. 

 Quick Comparison 

What Your Instalment Plan Looks Like 

The structure stays the same no matter which one you pick. You pay 25% as your deposit, and the remaining 75% can be repaid within 1-6 months depending on your repayment plan. 

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Run the actual price you find on a merchant's listing through this same math to see your real monthly number. 

Which One Should You Buy? 

Buy the A17 if you want the newest screen technology, the best camera, and the longest software runway, and your budget can stretch to match. Buy the A07 if you want a genuinely current Samsung phone at a fair price without paying for extras you won't use. Buy the A20 if your budget is tight and getting a Samsung phone at all matters more than having the newest specs. 

Browse current stock across all three models in the Gadgets & Accessories category and compare what merchants near you have available. 

More on Samsung Before You Buy 

Already decided on Samsung but want the full buying process? See our guide on how to pay for a Samsung Galaxy phone in 6 instalments. If a flagship UK used option interests you instead, check Galaxy S21, S22 and S20 UK used pricing. And for the full instalment process across any brand, start with our guide on how to buy any phone on instalment in Nigeria. 

Check Your Limit Before You Pick a Model 

Before you settle on the A17, A07, or A20, know exactly how much you can get to shop now and pay later with Credit Direct Checkout. The Know Your Limit feature on our website shows you your shopping credit eligibility in under 5 minutes, with no impact on your credit score. 

Check Your Limit Now and shop for your Samsung with a number already in hand.