From bills, airtime, wallet to investments, the Credit Direct App has always been about helping you do more with your money. And now, we’ve added a new tool—Loan Management—that lets you take charge of your loan journey in the most seamless way possible.

Why This Feature Matters

Too many Nigerians struggle with loans. Uncertain deductions, unclear repayment dates, no access to proof, and juggling multiple loans without a clear view, the list goes on. Whether your loan is payroll-deducted or manually reimbursed, managing them has been a challenge. This update changes everything.

Before we get right into it, remember what the Credit Direct App already offers:

- Wallets that earn daily interests of 10% per annum

- Instant transfers and seamless payments

- Airtime, data, and bill payments at your fingertips

- Investment plans on Yield; Fixed Yield returns with 21% per annum and Flex Yield returns with 15% yearly

These features center around one goal; empowering you to handle money with autonomy. Now with our latest feature, your borrowing experience matches that control.

Introducing the New Loan Management Module on the Credit Direct App

We heard you, and we’ve built something that changes everything.

The Credit Direct Mobile App now features a powerful Loan Management Feature that gives you full control over your loan activities. And while you can't book a new loan on the app yet, you can now manage and monitor your existing or past loans effortlessly.

Here’s what’s new:

1. See Your Loan Transaction History in Full Detail

You can now view a complete list of your active and past loans, including:

- Loan Start Date

- Loan End Date

- Loan Type

- Loan Amount

- Monthly Repayment Amount

- Loan Tenor

All in one place. All in real time. No more wondering or calling to confirm.

2. Download Repayment Schedules

Need a repayment schedule for planning? A non-indebtedness letter for a visa or new loan? Now, it takes just a few taps.

From your app dashboard, you can now export your repayment schedules with ease.

This means you never again have to request your repayment schedule document via call center or email. It’s all on your phone.

3. Make Repayments Instantly via Wallet

Manual payments don’t have to be stressful anymore. You can now fund your in-app Wallet and:

- Pay off your loan in full or in part

- Top up your Wallet on payday to prepare for your next installment

- Avoid missed payments and failed transfers

It’s fast, secure, and instant. Just one tap and you’re done.

P.S: If you do not have access to this feature yet, do not worry. We are rolling it out in phases and it will be available to more customers shortly. Please keep an eye on the app for when it becomes active on your dashboard.  

Want to Earn Daily Interest on Your Money? Here’s How

4. Get Full Visibility on Every Loan

See every detail of your loan in real time:

- Loan Start Date

- Loan End Date

- Loan Type

- Loan Amount

- Monthly Repayment Amount

- Loan Tenor

This is your single source of truth. No more guesswork. No more back-and-forth.

Get Instant Loans and Manage Them Smarter

Yes, the Loan Management Module is brilliant, but what if you don’t yet have a loan?

You can still get an instant loan of up to ₦2.5 million using any of our digital platforms:

-USSD: Dial *5120#

-WhatsApp: Message 09070309430

-Web: Visit portal.creditdirect.ng  

Once your loan is approved and disbursed, download the Credit Direct Mobile App from your app store to begin managing your repayment like a pro. From seeing your loan history to downloading your viewing your schedule, everything becomes easy, trackable, and in your hands.

Actionable Steps

You work hard to earn your income. Your loan shouldn’t work against you. With the Credit Direct App’s new Loan Management Module, you finally have clarity, transparency, and full control, right from your phone.  

Update or download the Credit Direct App today and experience the power of true loan control. Manage past loans, make payments with confidence, and never wonder about repayments again.

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