A budget planner is a straightforward tool that helps you take charge of your finances by clearly showing how much you have, where it’s going, and what’s left.

A budget planner helps you:

• Control Your Spending: Know exactly how much you can afford to spend on both needs and wants.
• Save More: Make sure you’re setting aside money regularly to achieve your financial goals.
• Manage Debts: By planning your spending, you’re less likely to overspend and remain in debts.

Let’s Break Down Your Budget Into 3 Major Categories; Needs, Wants, and Savings

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Important Categories of The Budget Planner

1. Needs: These are your essentials, that is, things like rent, food, transportation, and bills. Without these, daily life can be a struggle.
2. Wants: These are the extras that make life enjoyable, like chilling out with friends, Owambe parties, or even a PS5. They’re nice to have but not essential.
3. Savings: This is money you set aside for the future, whether for emergencies, investments, or big goals like house rent or school fees.

How To Use The Budget Planner

• Download the budget planner
• Write out your total income (salary, profits, ROI: Returns On Investment etc.)
• Write out your needs, wants and savings as highlighted in the planner
• Follow the total allocated amount per categories listed (wants, needs and savings)
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P.S: You can also print a copy of your own budget planner if you prefer writing with a pen. Download now and start making smart money choices today!