Download Creditdirect Mobile App
Discover a financial partner making credit more reliable for Nigerians.
View our commitment to responsible financial practices.
Join a team shaping the future of financial services in Nigeria.
Explore our financial reports and performance insights.
Reach out for support or inquiries
Read practical guides on finance and money management.
Listen to expert takes on money, wealth, and personal finance planning.
Find answers to all your questions in one place.
Reach our support team for quick and helpful assistance.
Understand how we protect your data and ensure your privacy.
Download free and easy-to-use templates for smarter financial planning.
Licensed by the Central Bank of Nigeria
Get credit.
Make payments
Grow your money
Get credit.
All on your terms.
Access credit, buy now pay later, and grow your money with ease…
Download now
Helping you borrow, buy, and grow with ease.
Borrow smart. Own what you need. Grow what you have.
Pay Bills, Send, and Grow Money. All In One App!
Get 10% annual interest in your wallet when you use the Credit Direct Mobile app.
Buy now,
Pay later.
Get up to 1 million Naira in credit to shop from your favourite brands
Shop now
Sharp Sharp Loans For Civil Servants
No waiting, no delays! Get instant access to funds when you need it.
Learn more
Trusted by over 2 million customers.
I like that I can choose how I want to save with Yield. Whether it's flexible or fixed, I know my money is growing, and I can plan better.
Aisha
Lagos
When I first heard about Yield, I wasn’t sure what to expect. I decided to try it with a small amount, and seeing my money grow daily gave me the confidence to create and fund more plans.
David
Ibadan
I've always wanted to get an iPhone but as I kept saving up, iPhone brought out new models. With Credit Direct Checkout, I finally got iPhone 14 instantly, and even paid for about 5 months.
Suliyat
Lagos
When I needed a personal laptop for my freelance work, paying all at once was quite hard. Credit Direct Checkout helped me get it immediately and spread the payment. It was easy and stress-free.
Chibuzo
Benin city
I have taken loans from different places, but SharpSharp stands out. It is fast, straightforward, and there is no unnecessary back and forth.
Mr Tayo
Lagos
I don’t stress for loans anymore. I just send a message on WhatsApp, no OTP wahala and no long process. The number is even saved on my phone
Ms Peace
Bayelsa
Chat with Clara for instant access and quick answers to all things Credit Direct.
Chat with Clara
