Because Thoughtful Gifts Don't Have To Drain Your Pocket

Find thoughtful gift ideas for your loved ones, curated from trusted merchants, with the flexibility to pay just 40% upfront and spread the rest with Credit Direct Checkout.

Remember to check how much you're eligible to shop with before you start.
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10 Memorable Valentine's Gifts To Buy Now & Pay Later

1. Apple Airpods 4

Available at RHMS Tech, Ikeja Lagos
Shop with Checkout: In-Store & on WhatsApp
The new Apple Airpods 4 are the perfect gift for you and your long-distance partner.

Its Active Noise Cancellation insulates them from Lagos' noise and stress. And even if they don’t care about tech or gadgets, they’ll always think of you when they put it on, especially if you get a great case to match.

And isn't it great that you can get it with a down-payment of just 88k today?
₦220,000
₦88,000 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to RHMS Tech

2. A 258L Samsung Refrigerator

Available at SLOT Stores Nationwide
Shop with Checkout: In-Store
Get her this Samsung 258L Refrigerator, built for love, storage, and everyday moments. It features Digital Inverter Technology, Flexible Storage, Easy Side Shelf, Quick Cooling, and more

Sure, it's for the whole family, but who's going to be impressed and feel loved when it's setup in the kitchen?
Her, of course!

The best part? This refrigerator is going at a discount price of ₦350,000, and all you really need is a 40% downpayment.
₦350,000
₦140,000 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to SLOT

3. Hisense 8kg Smart Inverter Washing Machine

Available at Eight Sage, Lagos
Shop with Checkout: via Website & on WhatsApp
Your partner doesn't even know they need this gift yet, and isn't that what thoughtful gifting is all about?

This is the gift that wipes away their stress and wins back their weekends.

And because it's inverter technology, the light bill stays manageable.

Best part? Get it to them today with just a 40% down payment.
₦423,500
₦169,400 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to Eight Sage

4. Samsung Galaxy Fold 7 (1TB)

Available at Pointek Stores across Lagos
Shop: In-Store
There’s no better time to help your partner launch their influencer journey, and this Samsung Fold 7 with 1TB storage gives them all they need.

Amazing camera? Check!
Tons of storage? Check!
Extra-large screen? Check, Check, Check!

And with the discount it’s even cheaper than the original price of the 256GB model.

So, what are you waiting for? Get it now with Credit Direct Checkout.
₦2,764,730
₦1,105,892 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to Pointek

5. Apple iPad 9th Gen (64GB) + Apple Pencil 1

Available at OgaBassey, Ikeja Lagos
Shop: In-Store
Everyone thinks they don’t need an iPad till they get one.

Your partner wants this iPad, and the added Apple Pencil makes it a perfect gift for them this Valentine.

Make their Valentine memorable with this combo.
₦532,125
₦212,850 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to OgaBassey

Wondering How Much You're Eligible To Shop With?

Find Out By Checking Your Limit
You can get up to ₦1,000,000 to shop from your favourite stores across Nigeria with Credit Direct Checkout, and pay back in 6 monthly instalments.

Checking your limit takes only about 5 minutes and is completely free.

6. Samsung s21 (128GB) + Oraimo Freepods 4

Available at OgaBassey, Ikeja Lagos
Shop: In-Store
Your partner deserves an upgrade, and this combo is proof that thoughtful doesn't have to mean expensive.

They get a powerful phone with an amazing camera, plus wireless earbuds to match.

It's the kind of gift that says "I see you" without breaking the bank.

And with just a 40% down payment, you can make this Valentine one they'll actually remember.
₦347,500
₦139,000 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to OgaBassey

7. Apple iPhone 13 (128GB) + AirPods 3

Available at OgaBassey, Ikeja Lagos
Shop: In-Store
Your partner deserves an upgrade, and this combo is proof that the best things in life come in pairs.

This Apple combo doesn’t just upgrade your partner’s phone; it also gives them AirPods to pair with it.

And with only a 40% down payment needed?

This is, Naira for Naira, probably the best gift on this list; what else can we say?
₦650,375
₦260,150 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to OgaBassey

8. Samsung Galaxy Fold 7 (256GB)

Available at OgaBassey, Ikeja Lagos
Shop: In-Store
If the 1TB version of the Samsung Fold 7 is too pricey for you, then this discounted model of the 256GB is the perfect version for your partner.

Plus, you only need to make a 40% downpayment to spoil them as the Odogwu/Odogress

A perfect gift to put a smile on your partner’s face.
₦2,163,800
₦865,520 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to Pointek

9. BRUHM 65″ LED UHD Smart TV

Available at Eight Sage, Lagos
Shop: In-Store
If your partner wants to spend Valentine's cuddling indoors, this smart TV is the perfect gift for them.

Enjoy your favourite movies and shows in stunning detail while you lounge together at home.

It also comes with a free wall bracket.

Get it delivered today with just 40% down.
₦665,500
₦266,200 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to Eight Sage

10. Maxi Cooker 4 Gas Cooker + 2 Electric Hubs

Available at Eight Sage, Lagos
Shop: In-Store
If we could pick one gift to transform you partner’s kitchen it’s this one.

It comes with an oven, four gas burners, and two electric burners in a gorgeous wooden finish.

This will definitely put joy in their cooking.

You only need a 40% down payment to get it.

There are limited units available, so don’t delay.
₦478,200
₦191,280 Downpayment
When you pay with Checkout.
Spread the remainder over up to 6 months
Go to Eight Sage

How to Shop with Credit Direct Checkout

Find out how much you're eligible for by checking your limit.
Visit or contact your preferred merchant to make your purchase
Select what you want to buy and proceed to checkout.
Choose Credit Direct Checkout as your payment option.
Follow the next steps on your screen to complete your purchase