Turn your connections
into growth.

Why Join The Affiliate Program?
Competitive Commissions
Earn 2.5% commission on every successful loan referral. The more you refer, the more you earn.
Simple Registration
Get started in minutes with our streamlined registration process. No complicated forms or waiting.
Secure and Trusted
Your data is protected with bank-level security. BVN verification ensures trust and transparency.
If you’ve ever told a friend about how fast and easy it is to get a Credit Direct loan, now you can earn from it.
Every successful loan that’s disbursed using your referral code puts money in your Credit Direct wallet.
How to Become an Affiliate

Ready to Start Earning?
Join thousands of affiliates who are already earning commissions.
Sign up today and get your unique referral code.
Everything You Need To Know
Any Credit Direct customer can become an affiliate. If you’ve ever taken a loan through our USSD, WhatsApp, or web channels in the past, you’re eligible for the program..
Click the “Become an Affiliate” button above, read and accept the Terms & Conditions, register with your phone number, verify it, and your phone number becomes activated instantly, as a referral code.
Tell your colleagues to apply for a Credit Direct loan using your phone number as their referral code. On USSD, they can dial *5120*referral code#. On WhatsApp and the web portal, they can enter your phone number in the sections that require a referral code. Terms and Conditions apply.
You’ll earn 2.5% of every successfully disbursed loan made with your code. The more you refer, the more you earn.
When someone uses your referral code to apply and their loan is successfully disbursed, your total commission will be paid into your Credit Direct wallet at the end of the week.
You’ll receive weekly summaries of your referral performance via SMS and monthly payout updates when your total earnings hit your wallet. You can also track your referrals in real time on the Credit Direct mobile app.
No worries, our support team is ready to help them get sorted quickly (see below).
You can learn more about the affiliate programme and get important updates by joining the Credit Direct WhatsApp Channel.
Need help or have questions?
If anyone you refer experiences challenges applying or getting onboarded:
- They can chat with our support team on WhatsApp Or call our Customer Care line: 0700 CREDITDIRECT.
- They can also send an email to contact@creditdirect.ng.
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