ABOUT US

We are Credit Direct

The Leading innovation-driven financial services company trusted by over 300,000 active customers

WHO WE ARE

We are the leading innovation-driven financial services company.

Based in Lagos Nigeria, with branches spread all across the country. Our services are hinged on a partnership with employers and our customers to provide friendly innovative loan and investment products while our various repayment options give our customers the freedom, flexibility, and confidence to enjoy their lives.

We pride ourselves with providing quick turnaround loans with little documentation, efficient processes and top of the range customer service.

OUR DNA

Entrepreneurial

Execution

Energy

Evolution

Empathy

Excellence

Active Customers:

300

k+

Loans Disbursed:

100

B+

We put our customers at the center of what we do. We understand the day-to-day financial needs and pressures of cash constrained consumers. We continue to work to deliver financial products that give customers more control and help them to get on with their lives.

VISION

Be the #1 non-bank lending company in Nigeria.

MISSION

Creating financial solutions that enable peace of mind.

LEADERSHIP

Board of Directors

Ladi Balogun

Chairman

Chukwuma Nwanze

MD/CEO

Yemisi Edun

Non-Executive Director

Shiba Ghosh

Non-Executive Director

Funmi Adedibu

Non-Executive Director

Management Staff

Gboyega Adelowore

Chief Risk Officer

Abiodun Adigun

Chief Marketing Officer

Godwin Clark

Head, Personal Loans

Muritala Yusuf

Chief Technology Officer

Gbadebo Adeleke

Head, Corporate Execution

Faith Ojieku

Head, Digital Products

Olufemi Peluola

Head, Internal Audit

Kolawole Omoniyi

Chief Financial Officer

INVESTORS INFORMATION

Milestones & Performance

25

+

Offices Across Nigeria

500

+

Employees

100

B+

Loans Disbursed

2

M+

Beneficiaries

Return on assets

3%

Tier 1 Banks

2%

Top Corporate Finance Companies

10%

Top Microfinance Banks

12%

Credit Direct Limited

RETURN ON EQUITY

18%

Tier 1 Banks

16%

Top Corporate Finance Companies

22%

Top Microfinance Banks

28%

Credit Direct Limited

COST TO INCOME RATIO

53%

Tier 1 Banks

74%

Top Microfinance Banks

65%

Top Corporate Finance Companies

42%

Credit Direct Limited

INVESTORS INFORMATION

Credit Rating & Key Indicators

GCR – Stable

Category & Outlook

National

Rating Scale

BBB

Long Term Rating

A3

Short Term Rating

20202019201820172016201520142013201220112010
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Total Assets(16)3441(24)(13)82027628949
Net Advances(7)3624(29)(20)61832618449
Total Capital & Reserves371716282657494221
Total Funding (Excl. Equity Portion)(22)4669(37)(22)318226510258
Net Income (PAT)(39)(7)8461(76)8740622111

Our Branches

View a list of all our branches nationwide and feel free to visit anyone closest to you.

Investor Information
Location
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Whistle Blowing Policy

Credit Direct Limited is committed to maintaining the highest possible standards…

Investor Information
Policy
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Ready to get started?

Start your journey to financial freedom today.

Contact us today

Call now

Visit a branch near you

Find a Location

The number one non-bank digitally-led lender that provides financial solutions to millions of customers.

Contact Us

Phone: 01-4482225

Phone: 01-7005120

Phone: 0700CREDITDIRECT

Address: 48/50 Isaac John Street, GRA, Ikeja, Lagos, Nigeria.

Whatsapp: 09070309430

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