Last updated: April 21, 2023
Credit Direct Limited (“CDL”, “we”, “our”, or “us”) is committed to protecting the personal information of job applicants and its employees. This Notice sets out important information about how CDL collect and use your personal information during the course of your employment and after your employment has ended. You should read this Notice carefully and raise any questions you may have with the People Management or Data Protection Officer.
Personal information means any data which identifies you and relates to you as an individual. As a job applicant or employee, CDL will collect, use and store your personal information for a wide variety of reasons in connection with the employment relationship. We have set out below the following categories of employee personal information which we process about you:
The personal information we collect is mandatory in order for us to administer an employment relationship and/or comply with statutory requirements relating to your employment. Failure to provide personal information may affect our ability to accomplish the purposes stated in this Notice and potentially affect our recruitment process and your employment. The list set out above is not exhaustive, and there may be other personal information that CDL collects, stores and uses. We will update this Notice from time to time to reflect any notable changes in the categories of personal information which we process.
The personal information which we process will be collected in a variety of ways and from the following sources:
CDL processes your personal information for a variety of purposes:
CDL will only use your personal information for different purposes and when the law allows us to or in the following circumstances:
Again, this list is not exhaustive, and we may undertake additional processing of personal data in line with the purposes set out above. We will update this Notice from time to time to reflect any notable changes in the purposes for which it processes your personal information.
We may share your personal information internally with staff where it is necessary for them to undertake their duties.
When we disclose your personal information to third parties, we only disclose the personal information that is necessary for them to provide services.
We have put in place appropriate security measures to prevent your personal information from being accidentally lost, used or accessed in an unauthorized way, altered or disclosed. In addition, we limit access to your personal information to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal information on our instructions, and they are subject to a duty of confidentiality.
We will only retain your personal information for as long as necessary to fulfil the purposes we collected it for, including the purposes of satisfying any regulatory, accounting, or reporting requirements.
To determine the appropriate retention period for the personal information we consider the amount, nature and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of your personal information, and the purposes for which we process your personal information and whether we can achieve those purposes through other means, and the applicable legal requirements.
You may have the following rights in relation to your personal information:
If you have a complaint in relation to the processing of your personal information and you are not happy with the way we deal with it, please discuss this at our office or with our People Management Team or contact the Data Protection Officer (DPO).
You also have the right to complain to the data protection authority currently the Nigeria Data Protection Bureau (NDPB).
In the event of a breach of personal information, CDL shall within 72 (Seventy-Two) hours of having knowledge of such breach report the details of the breach to NDPB. Furthermore, where we ascertain that such a breach is detrimental to your rights and freedoms in relation to your personal information, we shall take reasonable steps to inform you of the breach incident.
Where you have concerns relating to the processing of your personal information by Credit Direct Limited or require any clarification on this Notice, please notify us through or contact details provided below:
cdldataprotection@fcmb.com
Credit Direct Limited
48/50 Isaac John Street, GRA,
Ikeja, Lagos, Nigeria
We will respond to your concerns within one month of receiving your notice.
This Privacy Notice may be updated from time to time, and you are advised to visit this site regularly to check for any amendments.
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