Shiba Ghosh is a Senior Vice President responsible for Consumer Banking under the retail banking group in FCMB Plc. He has over 19 years experience in Consumer Banking. In 1990, he joined Citibank India and worked in various departments including Sales, Customer Service, Branch Management, Risk Management & Credit Cards.

He joined Standard Chartered Bank in 1999 in Credit Cards & later move to heading Personal Loans Business in India. He moved to Nigeria with Standard Chartered Bank in 2006 to Head their Retail Assets Department.

In August 2007, Shiba Ghosh joined First City Monument Bank Plc to Head Consumer Banking Group. ‘Shiba’ is an alumnus of St. Xavier’s College (Bachelor of Commerce) and has an MBA from Birla Institute of Technology, India. He was appointed to the board in 2007.