Nano Loans
Our Nano Loan is perfect for those unexpected expenses, or small investments that can make a big difference in your life.
Let’s prepare you for the unexpected.
Sign up with your email and password to set up your account.
Make a request for a loan via any of our channels.
Set up your repayment options
Funds will be disbursed to your bank account.
FEATURES & BENEFITS
Enables customers to access finance without documentation
Maximum of N30,000
Ensure faster TAT for the loan processing
Loan Tenor is 1 month.
Availability of loan service 24/7 with instant loan disbursement
This product is open to both employed and self employed individuals Nationwide
Funds will be disbursed to the customer’s bank account directly
Both new and existing customers with adequate repayment capacity are eligible
Repayment is via tokenized card on the interswitch platform.
Accessible through multiple channels
ELIGIBILITY CRITERIA
To start your journey to financial freedom with us, we need to know whether you check all our boxes. It takes around 2 minutes and it won’t harm your credit rating.
1. Have a staff Identification card
Live and or work in Nigeria.
Be between 22 and 55 years old.
Must have a good and satisfactory credit history within the last 12 months.
Possess a clean Credit Bureau Report.
Possess a verifiable digital identification (BVN/NIN)
Possess a verifiable monthly income and pension statement
Run an account (Current or Savings) with a commercial Bank in Nigeria.
Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)
Have a salary bank statement for the last 3 months (must be stamped by the bank). Your bank can send it directly to us at cashtogo@creditdirect.ng
Got a question about our loans, how quick we disburse, or looking for other financial products?
1. Be between 22 and 55 years old.
2. Must have a good and satisfactory credit history within the last 12 months.
3. Run an account (Current or Savings) with a commercial Bank in Nigeria.
4. Live and or work in Nigeria.
5. Possess a clean Credit Bureau Report.
6. Possess a verifiable digital identification (BVN/NIN)
7. Posses a Valid ID – Int’l Passport, Voter’s card, Driver’s License, BVN OR NIN
8. Must have a Debit card activated for online transactions
Our Nano Loan is perfect for those unexpected expenses, or small investments that can make a big difference in your life.
Our Nano Loans are only available for a tenor of 1 month
Our Nano Loans are capped at N50,000
Usually within 3 to 10 minutes of application and decisioning
This product is open to both individuals in private and public sector organizations.
No, loans are directly disbursed only into the customer’s salary account
Start your journey to financial freedom today.
The number one non-bank digitally-led lender that provides financial solutions to millions of customers.
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