Nano Loans

A little cash that goes a long way.

Our Nano Loan is perfect for those unexpected expenses, or small investments that can make a big difference in your life.

How to get a Nano Loan

Let’s prepare you for the unexpected.

Create Account

Sign up with your email and password to set up your account.

Apply for Loan

Make a request for a loan via any of our channels.

Details Verified

Set up your repayment options

Loan Disbursed

Funds will be disbursed to your bank account.

FEATURES & BENEFITS

It’s the little things that matter.

Enables customers to access finance without documentation

Maximum of N30,000

Ensure faster TAT for the loan processing

Loan Tenor is 1 month.

Availability of loan service 24/7 with instant loan disbursement

This product is open to both employed and self employed individuals Nationwide

Funds will be disbursed to the customer’s bank account directly

Both new and existing customers with adequate repayment capacity are eligible

Repayment is via tokenized card on the interswitch platform.

Accessible through multiple channels

ELIGIBILITY CRITERIA

What do you need to get a nano loan?

To start your journey to financial freedom with us, we need to know whether you check all our boxes. It takes around 2 minutes and it won’t harm your credit rating.

To be eligible you must…

1. Have a staff Identification card

Live and or work in Nigeria.

Be between 22 and 55 years old.

Must have a good and satisfactory credit history within the last 12 months.

Possess a clean Credit Bureau Report.

Possess a verifiable digital identification (BVN/NIN)

Possess a verifiable monthly income and pension statement

Run an account (Current or Savings) with a commercial Bank in Nigeria.

Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)

Have a salary bank statement for the last 3 months (must be stamped by the bank). Your bank can send it directly to us at cashtogo@creditdirect.ng

Frequently asked questions

Got a question about our loans, how quick we disburse, or looking for other financial products?

1. Be between 22 and 55 years old.
2. Must have a good and satisfactory credit history within the last 12 months.
3. Run an account (Current or Savings) with a commercial Bank in Nigeria.
4. Live and or work in Nigeria.
5. Possess a clean Credit Bureau Report.
6. Possess a verifiable digital identification (BVN/NIN)
7. Posses a Valid ID – Int’l Passport, Voter’s card, Driver’s License, BVN OR NIN
8. Must have a Debit card activated for online transactions

Our Nano Loan is perfect for those unexpected expenses, or small investments that can make a big difference in your life.

Our Nano Loans are only available for a tenor of 1 month

Our Nano Loans are capped at N50,000

Usually within 3 to 10 minutes of application and decisioning

This product is open to both individuals in private and public sector organizations.

No, loans are directly disbursed only into the customer’s salary account

View More Q&A Here

Ready to get started?

Start your journey to financial freedom today.

Contact us today

Call now

Visit a branch near you

Find a Location

The number one non-bank digitally-led lender that provides financial solutions to millions of customers.

Contact Us

Phone: 02014482225

Phone: 02017005120

Phone: 0700CREDITDIRECT

Address: 48/50 Isaac John Street, GRA, Ikeja, Lagos, Nigeria.

Whatsapp: 09070309430

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