…Credit Direct Limited a leading innovation-driven financial services company based in Lagos, Nigeria with branches spread across the Country. We pioneered the unsecured micro-lending space in Nigeria and are positioned to be the dominant market leader in the Country and beyond.
Our services are hinged on a partnership with employers and our customers to provide friendly innovative loan and investment products while our various repayment options give our customers the freedom, flexibility, and confidence to enjoy their lives. Our services are trusted by over 300,000 active customers, the largest endorsement in the Nigerian public and private sectors; and this has inspired us to remain the leader in Nigeria’s micro-lending space.
We pride ourselves with providing quick turnaround loans with little documentation, efficient processes and top of the range customer service.
We put our customers at the center of what we do. We understand the day-to-day financial needs and pressures of cash constrained consumers. We want to work to deliver financial products that give customers more control and help them to get on with their lives.
Our Vision
To be the preferred innovation-driven non-bank financial services partner in Nigeria and beyond.
Our Mission
Enabling PEACE OF MIND
Our Creed
- Care
- Invent
- Trust
- Teamwork
- Energy
We put our customers at the center of what we do. We understand the day-to-day financial needs and pressures of cash constrained consumers. We want to work to deliver financial products that give customers more control and help them to get on with their lives.
CREDIT RATING
CREDIT RATING
The following excerpt is from CDL’s first ever credit rating done by GLOBAL CREDIT RATING COMPANY
RATINGS | |
---|---|
Category: | GCR |
Outlook: | Stable |
Security Class: | Long Term & Short Term |
Rating Scale: | National |
Rating: | BBB- (Long Term) & A3 (Short Term) |
KEY INDICATORS
CORPORATE GOVERNANCE FRAMEWORK
WHISTLE BLOWING POLICY
CREDIT DIRECT WEBSITE TERMS AND CONDITIONS AND PRIVACY POLICY
CREDIT DIRECT BRANCHES
5 YEAR FINANCIAL SUMMARY
Board of Directors
Management Staff