Buy Now, Pay Later
With our Buy Now Pay Later solution, it is easier than ever to buy the things you need and pay in convenient monthly installments.
Follow the steps below.
Sign up with your email and password to set up your account.
Make a Buy Now Pay Later request from your unique dashboard.
Fill out our KYC form to determine your eligibility.
Once approved, you can pick up your items from the vendor.
FEATURES & BENEFITS
Unique asset financing model for financing white goods, income-generating assets (icemakers, grinding machines, etc.), and household equipment.
Up to 6 months tenor available.
Asset pickup immediately after your request has been approved.
This solution is available to both salaried and non-salaried employees.
Purchase of these assets is at CDL-accredited vendors with warranties and active after-sales service.
ELIGIBILITY CRITERIA
To start your journey to financial freedom with us, we need to know whether you check all our boxes. It takes around 2 minutes and it won’t harm your credit rating.
Live or work in Nigeria
Be between 22 and 58 years old.
Possess a clean Credit Bureau Report.
Not have a history of returned cheques in your account.
Possess a verifiable monthly income.
Run an account (Current or Savings) with a commercial Bank in Nigeria.
Present one recent passport photograph (within the last 6 months)
Possess a valid Proof of Identification (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)
Have a recent bank statement for the last 6 months (must be stamped by the bank).
Got a question about our loans, how quick we disburse, or looking for other financial products?
Buy Now, Pay Later (BNPL) is a type of short-term financing that lets consumers make purchases and pay only a small upfront amount and repay the balance overtime. This offers more ease in purchasing commercial or lifestyle assets.
When you apply for BNPL (whether offline or online), the application and decisioning process takes about 30 minutes or less, after which you get a decision on whether or not it has been approved. When the requirements are met and it is approved, you can proceed to get your item from the vendor immediately.
With Buy Now, Pay Later (BNPL), you can get what you want today and spread the cost over several payments, giving you financial flexibility. You get to enjoy a better shopping experience with increased purchasing power and satisfaction.
You can finance a product of up to N1million Naira.
We are the Fintech arm of the FCMB Group, offering lending and fund management to individuals and businesses.
Copyright © Credit Direct Finance Company Limited. Authorized and regulated by CBN.
