Debt-to-Income Ratio

What Is Your DTI Ratio? A debt-to-income ratio may be a measurement of your monthly income compared to your debt payments. Lenders often use this ratio to work out your creditworthiness. When you have much extra income monthly, you’re more likely to qualify for a loan. Learn how the debt-to-income ratio works, and how to […]

Reopening your business – Post-Covid

Opening your business – Post-Covid Reopening a business post-pandemic can be quite daunting and stressful, definitely not for the faint of heart: it requires energy, time, adequate planning, and—of course—money. Fortunately, we at Credit Direct Limited can offer you low-interest rates and emergency loans to help you with unexpected costs so you’ll efficiently reopen your […]

Data Protection In Nigeria

Data is that the lifeblood of the financial industry. The rapid climb of Fintech companies within the last decade happened thanks to the requirements of consumers for faster and more convenient financial services. These needs still evolve over time and traditional financial institutions struggle to stay up. However, open banking offers financial institutions who have […]

7 Ways you can achieve success in Life.

Many people want successful living, yet they do not work towards it. Success truly is a subjective matter, and success looks different in everyone’s eyes. No matter the definition of success, you can always increase your chances of success by following these steps outlined below. Let’s get started! 1. Know your “Why” Arguably, knowing your […]

How does one consistently increase their creativity over their lifetime?

If you want to study the lives of the biggest artist, entrepreneurs, writers, and scientists, you will find out that those are invested almost whole time and energy in some area and the consequence of that lifestyle was creativity. What is Creativity? Creativity is the use of imagination or original ideas to create something. That […]