Entries by Credit Direct Limited

Debt-to-Income Ratio

What Is Your DTI Ratio? A debt-to-income ratio may be a measurement of your monthly income compared to your debt payments. Lenders often use this ratio to work out your creditworthiness. When you have much extra income monthly, you’re more likely to qualify for a loan. Learn how the debt-to-income ratio works, and how to […]

Reopening your business – Post-Covid

Opening your business – Post-Covid Reopening a business post-pandemic can be quite daunting and stressful, definitely not for the faint of heart: it requires energy, time, adequate planning, and—of course—money. Fortunately, we at Credit Direct Limited can offer you low-interest rates and emergency loans to help you with unexpected costs so you’ll efficiently reopen your […]

Data Protection In Nigeria

Data is that the lifeblood of the financial industry. The rapid climb of Fintech companies within the last decade happened thanks to the requirements of consumers for faster and more convenient financial services. These needs still evolve over time and traditional financial institutions struggle to stay up. However, open banking offers financial institutions who have […]

How to Start an Emergency Fund

What is an emergency fund? An emergency fund is money set aside for unplanned expenses, such as medical expenses, renovation after a fire incident, or loss of income. Using emergency funds to cover unexpected expenses is saves you a lot of money. “By nature, unplanned expenses are unexpected, therefore the sooner you’re prepared the higher […]

What is a personal loan?

What is a personal loan? A personal loan may be a loan given to the borrower with no requirements dictating the way to use the cash. This means you’ll use your loan for whatever you would like, unlike a mortgage or an automobile loan, which need to be wont to finance your house or car, […]

3 Ways to Save Money on a Tight Budget

When you’re already on a tight budget, it’s difficult to find additional ways to save money. But it is often important to line aside a minimum of touch for the longer term, regardless of what proportion of income-you currently bringing in. Here are three ways you’ll economize even when you’re working hard to measure on […]

CoronaVirus: Implications For Business.

CoronaVirus: Implications For Business. As economies reopen, many companies decide to combine remote work with time within the office to urge the simplest mixture of productivity and collaboration. But with employees feeling anxious and burned out, getting the balance of the new hybrid model right is critical. A survey was carried out by Mckinsey of […]

How to save money during uncertain times.

How do you save money during uncertain times? Maybe you enjoy collectibles or owning the newest tech devices. If your purchase doesn’t cause you to money supported the quantity that you simply spent, then buying it during times of uncertainty won’t be the simplest choice. You are on top of things about how to save […]

Why You Should Apply For a Personal Loan

Personal loans are unsecured loans given with zero collateral and may be used for several purposes.  However, the best part is that unlike secured home loans, car loans, or education loans, personal loans can be used for a variety of purposes. Below are some circumstances to guide you on why you should apply for a […]