This is the flagship product of Credit Direct Limited, we continue to fulfil our promise of providing unsecured loans to civil servants in Nigeria with little documentation. Sharp Sharp loan prides itself as the most convenient and cheapest loans in Nigeria. With a customer base of over 170,000 satisfied customers, we are committed to meeting needs and fulfilling dreams.
Loans for salaried workers and non-salaried entrepreneurs
Disbursement is within 24hrs upon submission of complete documentation.
Loan Tenors range from 1 to 12 months.
Disbursement Methods – Direct Credit to bank Account OR via CDL Cash Card.
Life and hospitalization insurance for all customers.
Completed Loan Agreement Form and attached passport photo.
Letter of Introduction & Employment/Confirmation letter.
Guarantor Submissions, Proof of residence, Proof of earnings & Post Dated Cheques.
Valid Identification – Driver’s ID, National ID or Internationl passport.
Work ID (for salaried individuals only) & Bank Statements/Pay Slips.
The upwardly mobile and professional segment of the market- we seek to meet their ever growing needs by providing a bespoke product that avails them quick loans with ease of access. Low pricing, convenient repayment period, and excellent customer service to ensure their needs are timely met.
Access up to N1 million or more.
12 Months repayment plan.
No account Opening.
No long queues.
1 Passport Picture.
Staff Identity Card.
Employment Letter and Last Salary Review Letter.
Valid means of ID ( National ID Card, Voters card, Driving license and International passport).
In preparation for building the next generation entrepreneurs in Nigeria, we have provided a platform for serving corps members to access unsecured loans during their service year for varied purposes. Finance small businesses, gain a professional certification, buy commercial and lifestyle products and urgent cash needs. We have made it so easy and most convenient. Packages are suited to carter for the youth corps members in need of startup capital.
No collateral or guarantor needed.
No extra Charges/ Fee (Management fees, processing fees and credit check fee).
Seamless application online: reduced documentation, validation of customer is done in partnership wth NYSC.
Repayment are equal throughout the facility life.
Free life and Hospitalization insurance cover throughout the duration of the loan.
24 hours Turnaround Time.
Online processing ONLY.
Photo of NYSC Identity card.
Photo of attestation letter from SAED.
Photo of Corps member’s face.
Photo of Corps member wearing full NYSC regalia.
Photo of valid ATM card of corps members NYSC account.
Photo of completed letter of undertaking clearly signed and dated by corps member.